Pay Signal is the credit check for client work. Freelancers anonymously contribute payment records, and the database tells you which clients pay late, and how late on average, before you sign the contract.
Contributors get full lookup free. One avoided $5,000 late invoice pays for decades of the product.
Built for freelancers and agencies who have been burned by a slow payer and never want to be burned again.
Client name, invoice amount, terms (Net 15, 30, 60), date invoiced, date paid, and any dispute flags. Takes minutes, and your identity is never attached.
Client names are normalized across spelling variants and aggregated. No single freelancer's record is ever visible alone: only the client-level statistics.
Search any client before the proposal goes out: median days to pay, late frequency, dispute rate, Pay Score, and anonymous peer notes.
Track your active clients. If a client's score drops, you know their payments are slipping before your invoice is the one that slips.
Concept illustration. What a Pay Signal client profile looks like.
Concept illustration with fictional clients. Product in development.
The incumbent is asking around in a Slack channel. Pay Signal beats anecdotes with data.
A 1 to 100 score per client built from median days to pay, late frequency, and dispute rate, with a trend line so you can see slippage early.
See the full distribution: how often they pay early, on time, 30 days late, 90 days late. Averages hide the disasters; distributions show them.
Anonymous notes from contributors: "asked for Net 60 on an $8k invoice, paid day 58." The color Slack threads give you, searchable.
Track your active clients and get notified when a Pay Score drops. Renegotiate terms or tighten milestones before your invoice is the one that slips.
Your records are aggregated into client statistics. No single invoice is ever visible alone, and your identity is never attached to your data.
Agency tier includes contract-term templates matched to the client's risk profile: when the score is yellow, the deposit goes up and the milestones get shorter.
Log your payment records and the credit check is free. Pay only if you want unlimited lookup without contributing.
Cancel anytime from Settings, then Billing, or by emailing hello@paysignalhq.com. Cancellation takes effect at the end of your billing period. Annual plans are refundable within the first 30 days.
No. Records are aggregated into client-level statistics only. No single invoice, amount, or contributor is ever visible alone, and your identity is never attached to your data.
Profiles require multiple independent contributors before they publish, outliers are dampened statistically, and dispute flags are labeled as contributor-reported, not verified facts. A score is a pattern across many invoices, not one person's complaint.
No. Contributors get full lookup free. If you would rather not share your records, Pro gives you unlimited lookup without contributing.
Any business that hires freelancers or agencies: startups, agencies subcontracting, publishers, production companies, and enterprises. Coverage grows with every contributor.
No. Pay Signal does not chase invoices or collect debts. It is a credit check: information you use before you sign, so the late invoice never happens.
Join the contributor cohort. Log your payment records, get the client credit check free, and never get burned by a slow payer again.
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